Island Insurance Agency, Inc.

Providing Solutions with Unique Experience and Knowledge

Serving the Outer Banks of North Carolina including Dare, Currituck, and Hyde counties.

Insurance Offerings

We are an independent agency on the Outer Banks of NC with the customer in mind. Independent agents have relationships with dozens of insurance companies, allowing you to get an affordable price with quality service. Whether you have the ideal history insurance companies desire, or a not-so-perfect history, we find your selected coverage, with a reputable company, at a competitive price. Request the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the top for policy service directly from your home or office.

Obtaining insurance policies on the Outer Banks of North Carolina presents a unique set of considerations. The region's stunning coastal beauty and proximity to the Atlantic Ocean make it prone to natural disasters such as hurricanes, storm surges, and flooding. As a result, insurance coverage on the Outer Banks takes on added significance, providing essential coverage against potential property damage and financial loss. Insurance policies specific to this area often incorporate provisions for windstorm and flood insurance, addressing the distinct risks associated with coastal living. Insurance providers familiar with the Outer Banks can help residents and businesses find the insurance coverage that suits their needs.  This coverage can help protect their assets from the region's unique challenges.

Illustration showing various type of insurance

North Carolina Insurance

"We've lived and worked on the Outer Banks of North Carolina for years. Understanding this area allows us to provide coverage options based on your needs and to offer the best possible service.  We offer guidance and suggestions to help identify insurance policies suited to your personal or business needs.

– Chip Phillips: President/Insurance Agent

Chip Phillips
Jennifer Phillips

We Work For You!

"We're dedicated independent insurance agents. You'll have great customer service to go along with your customized policy. For further convenience, most of the insurance companies we represent offer 24-hour online payment, claims reporting, policy access, and policy adjustment capabilities."

– Jennifer Phillips: Vice-President

Professional Memberships & Awards

Motorcycle

We'll find you a policy that makes the most sense for you because insurance matters.

RV Insurance

When covering your recreational vehicle; we'll find the best options for you.

General Liability

We help you understand all options and find the right insurance to help protect your family.

Business Auto

If you’re driving a vehicle for business, it’s important to have the right insurance.